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The Benefits of Cash Based Physical Therapy

Updated: Oct 25, 2021

Phoenix Osteopractic Physical Therapy provides cash-based benefits to your healthcare. In a cash-based treatment model, the Physical Therapist works closely with the patient to provide physical therapy services that both parties have determined will help them reach treatment goals most efficiently. This model allows the therapist to focus attention on providing the best possible service while keeping administrative costs low thus elevating the stress of future medical bills. There are multiple ways to allow the patient to pay for services by using your HSA account, actual cash, check, or a credit or debit card. This process allows Phoenix Osteopractic Physical Therapy to spend more time with patients and allows patients to control their healthcare choices with transparent pricing.

Cash-based billing eliminates this confusion and allows for clarity in decision-making on the part of the patient and their physical therapist. Documentation for evaluations, treatment visits, and progress notes are performed just like any physical therapy practice and comply with all legal requirements. Compared to insurance-based circumstances, medical coding for physical therapy services provided is determined using a complex matrix of "timed codes" and "untimed codes". This often results in confusing patient bills, as the amount billed to insurance will vary from visit to visit based on the exact services provided that day.

In addition, cash-based programs are actually much more cost-effective. Physical Therapists have extensive education and training to be neuromuscular primary care experts. For the majority of patients with movement or pain problems, Physical Therapists are often the provider of choice. It makes financial sense for people with high deductibles to pay a Physical Therapist directly for a comprehensive evaluation and treatment. In many cases, the out-of-pocket expenses for a course of physical therapy will actually be less for services that are provided. This is due to the ability to charge less per visit. These charges are greatly below the national average charged to insurance companies; the reality is that a cash-based program puts the patient first.

Phoenix Osteopractic Physical Therapy can charge less because the simplified cash-based fee structure streamlines billing and does not require hiring billing personnel or paying fees to a third-party billing service. This allows us to focus all energy on patient care and allows patients to make informed decisions regarding the costs of their health care choices. Additionally, with a growing trend towards companies providing high deductible insurance along with an HSA option, a cash-based Physical Therapist may be your best option as you can your HSA to pay for your visits.

Another benefit is the accessibility and shorter wait times that come with a cash-based model. The quicker you can see a therapist the faster you will get back to doing what you love to do. It’s about living the best life for you and Phoenix Osteopractic Physical Therapy understands this. Coupled with transparent pricing, cash-based pricing eliminates the administrative cost and hidden fees so the patient understands exactly what is coming out of their pocket.

It is all about the patients. Eliminating the insurance middlemen out of the equation allows the therapist to spend more time directly with the patient and a faster recovery time. For more information to find out if Phoenix Osteopractic Physical Therapy is right for you visit our website at or call (972) 232-2310. Your body will thank you for it!

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